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View Full Version : Anybody ever had problems with PayPal?


crackerdave
05-16-2008, 09:55 AM
I had an un-authorized withdrawal once,and I've been leery of it since.

rhbama3
05-16-2008, 10:13 AM
using it as a buyer no. I've heard a lot of horror stories as a seller though. The money for fees is automatically removed from your account and if there is a dispute you have to fight to get your money back. Also, if there is a dispute with a buyer they(paypal) usually decide on their own who is at fault without talking to you.
just my .02 , Robert

Capt Rick Hiott
05-16-2008, 10:18 AM
O-Yeah,,,,,they messed me up big time. When you call to talk to some body, you cant understand what in the world they are saying!

uga_fan
05-16-2008, 12:08 PM
Mostly smooth dealings with Paypal; however, I have had three bad deals with Paypal. I found Paypal to be no help at all. After the first experience, I skipped Paypal's "dispute resolution" and when straight to Amex. Amex solved the problems for me without any hassle.

gaowlpoop
05-16-2008, 01:18 PM
If you use PayPal, have it backed up by a credit card, NOT a debit card or money in a PayPal account. Pay Pal will do nothing to help you, eBay either as far as that goes. Don't put money in if you can't afford to loose it.

Arrow3
05-16-2008, 01:22 PM
We have never had a problem...

Handgunner
05-16-2008, 01:51 PM
Yes!

I've used ebay and pay-pal once, and never again.

I created a Pay-Pal account, used my debit card, and the transaction was smooth.

Shortly after that, I received an email stating "someone has attempted to alter your account, blah blah blah... click here to verify your information".

Long story short, I was phished... I immediately deleted my info, debit card, and account.

Luckily, they didn't get any of my information, but it did scare me enough that now I'll only use a money order.

crackerdave
05-16-2008, 04:49 PM
Yes!

I've used ebay and pay-pal once, and never again.

I created a Pay-Pal account, used my debit card, and the transaction was smooth.

Shortly after that, I received an email stating "someone has attempted to alter your account, blah blah blah... click here to verify your information".

Long story short, I was phished... I immediately deleted my info, debit card, and account.

Luckily, they didn't get any of my information, but it did scare me enough that now I'll only use a money order.

That sounds like exactly what happened to me.I think you're right - money order is the way to go.Not really a problem for me,because I very rarely buy anything on eBay.

Thanks for the responses,y'all.:) Thanks also to whoever thought to put this part of the forum on - it's nice to get serious once in a while!:bounce:

Ruger#3
05-16-2008, 05:11 PM
I run a small E-Bay business on the side. Thousands of transactions with no issues.

Dont answer silly emails asking for info you wouldn't provide any other way.

I've used pay pal to send funds to folks as well as buy and sale. Handy, if you take due precautions.

They are very slow if you have issues, that's for sure.

Killdee
05-16-2008, 05:20 PM
No, credit card only, no issues.

Twenty five ought six
05-16-2008, 05:57 PM
I have a friend that has a pretty substantial internet business. He takes Paypal out of necessity, but has some real horror stories.

Not a lot of money involved, but enough to be aggravating.

For a casual seller, I don't see a lot of benefit.

No. GA. Mt. Man
05-16-2008, 06:29 PM
Yes!

I've used ebay and pay-pal once, and never again.

I created a Pay-Pal account, used my debit card, and the transaction was smooth.

Shortly after that, I received an email stating "someone has attempted to alter your account, blah blah blah... click here to verify your information".

Long story short, I was phished... I immediately deleted my info, debit card, and account.

Luckily, they didn't get any of my information, but it did scare me enough that now I'll only use a money order.

This was most likely not Pay Pal I get those all the time and they start off something like Dear Valued Customer. When Pay Pal sends you an email it WILL have your name on it. If it doesn't have your name on it spam it.

davidhelmly
05-16-2008, 06:54 PM
I run all of my trail camera transactions through Paypal, probably several thousand and have never had a problem. It sure makes me cry every year when I do taxes and see how much I have paid them in fees! :banginghe

crackerdave
05-16-2008, 09:39 PM
The one time I had a problem,I told them I wanted to close my account and never wanted to hear from them again.That was a year or so ago,and the account's still not closed and they still send me occasional emails.:banginghe:mad:

jason4445
05-16-2008, 10:08 PM
Recently I attempted to start up an account with them using a credit card and they kept asking for my checking account number to verify. They said they were going to make a small deposit and then withdraw it to prove I was who I said I was. This was on their website and not later through the usual phishing emails you get. I do not mind doing the credit card thing, but I am not going to give my checking account number out. So I just send and require post office money orders and forget about paypal. The money order thing is a hassle and slows transactions down about a week, but once you have one you know you have the money and the same about sending - you have proof you sent the money and a fairly good chance or recovering it if it does not arrive.

But also I am an occasional buyer and seller. If I did many transactions a week probably would have to go with it.

JWarren
05-16-2008, 10:27 PM
No problems, but PayPal does not protect the buyer. If my purchase is more than $100.00. I will only use USPS money orders. Then, I have the Postal Inspection Service protecting my interest if any monkey business goes on.

Big Country
05-16-2008, 11:10 PM
I have an Ebay Store and have been using Paypal since they started. It is the safest way to pay anyone on line and accept credit card payments. The only issue I have had with them is that if someone makes a claim it automatically puts a hold on the money involved in the transaction. And there is no Real person that works there I dont think. I have been put on hold with there automated answering service for over 30 mins. Just another way for Ebay to make money. :banginghe

BoxCallWillie
05-17-2008, 09:31 PM
I will not ever use a card on line ...
If the person will not except my check, then I get
a money order.. No big deal.
None of them are fool proof "Repeat None of them"
I dont care how safe people say they are.
It just takes 1 time of and your bank account can be cleaned and polished dry

I have had friends get whacked big time in the wallet
id rather be safe then sorry "ANY TIME" All the time !!!

crackerdave
05-17-2008, 10:03 PM
Yeah,they say "secure this,secure that," but when you get right down to it,NOTHING'S secure about a computer.

W4DSB
05-17-2008, 10:24 PM
I will not ever use a card on line ...
If the person will not except my check, then I get
a money order.. No big deal.

thats the LAST thing i would DO ,,,,send my check to a stranger , talk about giving out your information

packrat
05-17-2008, 10:49 PM
If you use PayPal, have it backed up by a credit card, NOT a debit card or money in a PayPal account. Pay Pal will do nothing to help you, eBay either as far as that goes. Don't put money in if you can't afford to loose it.

That's some good advice, I've been using it for a couple of years without a problem. Always use your Credit Card, because if fraud occurs you have the option of letting your card company take care of it.

packrat
05-17-2008, 10:54 PM
thats the LAST thing i would DO ,,,,send my check to a stranger , talk about giving out your information

ANY TIME YOU WRITE A CHECK TO ANY BUSINESS ANYWHERE THAT DOESN'T DO THE INSTANT WITHDRAWAL, YOUR CHECK PASSES THROUGH SEVERAL HANDS OF PEOPLE THAT YOU DON'T KNOW.

BoxCallWillie
05-17-2008, 11:55 PM
thats the LAST thing i would DO ,,,,send my check to a stranger , talk about giving out your information

I feel safer with that then a computer and a stranger.
Sounds like you've had problems with your checks
or maybe you know something we dont..

seaweaver
05-18-2008, 09:00 AM
was -$760 Then I got the phone bill for another -$150.

NO SELLER PROTECTION AT ALL.
hint for help.
get the ID # and name of everyone you talk to. The 4 digit ID is the last 4 numbers of their phone number.
I started working up and down the line till I found HIGH help.
In the end I lost the phone bill and a lot of sleep on my wife's part.
cw

crackerdave
05-18-2008, 09:22 AM
That's some good advice, I've been using it for a couple of years without a problem. Always use your Credit Card, because if fraud occurs you have the option of letting your card company take care of it.

Is a bank debit card [mastercard] OK?

BoxCallWillie
05-18-2008, 10:02 AM
ANY TIME YOU WRITE A CHECK TO ANY BUSINESS ANYWHERE THAT DOESN'T DO THE INSTANT WITHDRAWAL, YOUR CHECK PASSES THROUGH SEVERAL HANDS OF PEOPLE THAT YOU DON'T KNOW.


True, but I mostly just pay my bills with a check.
If buying off the forum or most anywhere else
its a M.O. for the tranactions.
I wont use pay-pal it might just be me, this ole world
is not what it used to be in many areas . :smash:

packrat
05-18-2008, 04:48 PM
Is a bank debit card [mastercard] OK?

DAVE, THE DEBIT PART SCARES ME, I'D USE REGULAR CREDIT CARD OPTION ONLY. IT'S JUST DOUBLE THE PROTECTION WITHOUT YOUR BANK ACCOUNT CONNECTION.

gunny542
05-18-2008, 07:05 PM
paypal is run by a bunch of crooks, because it is owned by ebay, they always assume the buyer is correct and will just take money from seller first, then they will research

packrat
05-18-2008, 09:08 PM
paypal is run by a bunch of crooks, because it is owned by ebay, they always assume the buyer is correct and will just take money from seller first, then they will research

Well that's an opinion that your entitled to, but I've
had positive experiences with Paypal. I had one transaction from Ebay where the electronic item I bought didn't work, filed a dispute claim and had it settled within a week. You must use caution anytime you do business with anyone. My wife wrote Walmart a check for $190.00 around Christmas, they did the instant withdrawal but failed to give the check back to her. A month later I noticed that they deposited the check and the bank let it go through. Walmart blamed the bank & the bank blamed Walmart. After I showed my redneck side to both of them, Walmart paid me back $190 in cash.

crackerdave
05-19-2008, 09:03 AM
Well that's an opinion that your entitled to, but I've
had positive experiences with Paypal. I had one transaction from Ebay where the electronic item I bought didn't work, filed a dispute claim and had it settled within a week. You must use caution anytime you do business with anyone. My wife wrote Walmart a check for $190.00 around Christmas, they did the instant withdrawal but failed to give the check back to her. A month later I noticed that they deposited the check and the bank let it go through. Walmart blamed the bank & the bank blamed Walmart. After I showed my redneck side to both of them, Walmart paid me back $190 in cash.

:bounce:Sometimes "redneck" is the only solution!:bounce:

W4DSB
05-19-2008, 02:55 PM
paypal is run by a bunch of crooks, because it is owned by ebay, they always assume the buyer is correct and will just take money from seller first, then they will research

I disagree as both a buyer and a seller that uses Paypal the majority of the time they DO NOT always agree with the buyer.

BobbysGirl
05-23-2008, 07:15 PM
I love to sell on Ebay and I have a Paypal account. I get those phising emails all the time. If it says it is from Ebay and asks you to click a link don't do it. Forward the whole message leaving the subject line as is to spoof@ebay.com or if it says it is from Paypal send it the same way to spoof@paypal.com. Ebay nor Paypal will send you messages asking you to click a link in an email. They will ask you to go to their site and log in to get your messages. I have been a member since 2003 I think. I have never had a problem.

crackerdave
05-23-2008, 07:28 PM
Lots of good advice - sounds like most folks haven't had any problems. It only took one to make me very hesitant about dealing with them anymore.

Jawja
05-23-2008, 09:53 PM
No problems with ebay or paypal for me. I guess I'm one of the lucky ones.

crackerdave
05-24-2008, 07:00 AM
It's possible that the problem I had was not their fault - I'm not computer savvy,and there are a lot of things I don't understand.
I guess I'm a roadkill on the information superhighway!:)

rutandstrut
05-25-2008, 09:15 AM
O-Yeah,,,,,they messed me up big time. When you call to talk to some body, you cant understand what in the world they are saying!

That is because you are talking to New Delhi when you call Customer Service! How can that be cheaper than using an American to handle Customer Service?

I have used Paypal for about 8 Years and had no problems receiving or sending money through them. It is the safest way to make an Internet Monetary transaction that I know of!

frankwright
05-25-2008, 01:23 PM
I have bought many,many times off Ebay and the Internet using Paypal and have never had a problem.

I sell a little on Ebay but I have always required a Postal Money Order. It would be easier to use Paypal but it scares me to link it to my bank account. I may open a seperate account and just leave a small amount of money in it for paypal transactions.

Rich Kaminski
05-25-2008, 01:59 PM
I don't know if this is what you mean, but once a month I receive and email that looks like it is from Paypal, but I don't believe it is from Paypal!
They tell me that I need to verify my account (I have never had an account with Paypal), so I send them a nasty email telling them that I have never had an account with paypal and that I never put my bank account info out on the internet. Then I tell them where to go or suggest that to prove that they are who they claim to be (Paypal), that they send me my log-on and password because I would like to start buying everything I always wanted with the account they have set up in my name.
These characters don't seem to learn because they send me the same email once a month like clock work.
Now I'm not saying that Paypal is bad, just that the scammers posing to be Paypal representatives and trying to gather financial info from people need to get caught and punished to the full extent of the law.

HandgunHTR
05-25-2008, 02:28 PM
I don't know if this is what you mean, but once a month I receive and email that looks like it is from Paypal, but I don't believe it is from Paypal!
They tell me that I need to verify my account (I have never had an account with Paypal), so I send them a nasty email telling them that I have never had an account with paypal and that I never put my bank account info out on the internet. Then I tell them where to go or suggest that to prove that they are who they claim to be (Paypal), that they send me my log-on and password because I would like to start buying everything I always wanted with the account they have set up in my name.
These characters don't seem to learn because they send me the same email once a month like clock work.
Now I'm not saying that Paypal is bad, just that the scammers posing to be Paypal representatives and trying to gather financial info from people need to get caught and punished to the full extent of the law.

The problem lies with the fact that you responded to them. Now they know that it is a good e-mail and they will not stop spamming you.

The thing to do when you get them is to forward them to spoof@paypal.com or just delete them.
I have had a PayPal account for a very long time and have never had a problem. I stopped using them and E-bay when they decided to go overboard on the gun stuff. I didn't like the fees, but E-bay banning brass and bullets was the straw that broke the camel's back. I use Gunbroker.com for everything now.

jason8047
05-25-2008, 06:01 PM
I get phishing emails all the time wanting to confirm fraudulant charges to unconfirmed paypal adresses. They'll give you an e-address to dispute the charges so dont click on the link and try to dipute it. Always dispute directly through your paypal account after you have logged in and 99.9% of the time the charge mentioned in an email isnt even there. My email sorts them out for me automatically but always before you respond to anything login to your paypal account and make sure that you have actually been charged the amount before you try to dispute it through email. Phishing scams are a real pain and paypal seems to have a real problem with people doing this.

sharon
05-25-2008, 07:45 PM
I've been selling and buying on ebay, with PayPal for about 7 years...never a problem. Anytime you receive an email asking for info and it says that it's from PayPal, you'll notice that they ALWAYS misspell a word or two! I'm a fanatic about spelling, so that was the first thing that I noticed the first time that I received a message. After that, I've found that it happens every time. That's just one way to tell. Good luck!

crackerdave
05-25-2008, 08:42 PM
I've been selling and buying on ebay, with PayPal for about 7 years...never a problem. Anytime you receive an email asking for info and it says that it's from PayPal, you'll notice that they ALWAYS misspell a word or two! I'm a fanatic about spelling, so that was the first thing that I noticed the first time that I received a message. After that, I've found that it happens every time. That's just one way to tell. Good luck!

Thanks from a fellow spelling fanatic,Sharon.:) I'll remember that tip,along with several other things I've learned from this thread.

ray97303
05-27-2008, 01:21 AM
Ditto,
I have used paypal many years now! Never had a problem. The have helped me get money back for a item I never received. Even from another country! A word of advise! Guys and Gals never answer emails using your ebay or paypal passwords were someone is stating someone is trying to get money out of your account, unless you go directly to their site. The hackers make there illegal sites look just like ebay or paypal or etc. Most of these criminals are from other countries! It is very hard to do anything to stop them.
Also it is a good idea to change all your passwords often, if you have personal information on the site.

redneckcamo
05-27-2008, 06:36 AM
didnt have a problem with them until yesterday ...!

crackerdave
05-27-2008, 05:07 PM
didnt have a problem with them until yesterday ...!

What happened - if you don't mind me asking?

redneckcamo
05-27-2008, 05:46 PM
paid for gas at the pump .got 30 $ worth .... they took out 95$ an I have too wait tiil it clears too dispute it !!! :(

crackerdave
05-27-2008, 06:12 PM
Sounds like big trouble! From what I've heard,it's kind of a "David against Goliath" fight. Good luck - and take some extra rocks!:bounce:

W4DSB
05-27-2008, 06:18 PM
paid for gas at the pump .got 30 $ worth .... they took out 95$ an I have too wait tiil it clears too dispute it !!! :(

sounds like you are using their debit card

redneckcamo
05-27-2008, 06:28 PM
sounds like you are using their debit card

I got it too get quick access too my money from sales ........

W4DSB
05-27-2008, 06:55 PM
yea got one too for the same reason, the balance should be cleared up in about 3-4 days. Seems all gas stations put a big hold on all debit card purchases. Some pumps even say that your bank will freeze part of your money until it clears.

redneckcamo
05-28-2008, 02:22 PM
didnt have a problem with them until yesterday ...!

they cleared it up an I got the funds rite back .... im releived !!!!

crackerdave
05-28-2008, 08:19 PM
they cleared it up an I got the funds rite back .... im releived !!!!

:cool::bounce: