using it as a buyer no. I've heard a lot of horror stories as a seller though. The money for fees is automatically removed from your account and if there is a dispute you have to fight to get your money back. Also, if there is a dispute with a buyer they(paypal) usually decide on their own who is at fault without talking to you.
just my .02 , Robert
Mostly smooth dealings with Paypal; however, I have had three bad deals with Paypal. I found Paypal to be no help at all. After the first experience, I skipped Paypal's "dispute resolution" and when straight to Amex. Amex solved the problems for me without any hassle.
If you use PayPal, have it backed up by a credit card, NOT a debit card or money in a PayPal account. Pay Pal will do nothing to help you, eBay either as far as that goes. Don't put money in if you can't afford to loose it.
This was most likely not Pay Pal I get those all the time and they start off something like Dear Valued Customer. When Pay Pal sends you an email it WILL have your name on it. If it doesn't have your name on it spam it.
I run all of my trail camera transactions through Paypal, probably several thousand and have never had a problem. It sure makes me cry every year when I do taxes and see how much I have paid them in fees!
The one time I had a problem,I told them I wanted to close my account and never wanted to hear from them again.That was a year or so ago,and the account's still not closed and they still send me occasional emails.
Recently I attempted to start up an account with them using a credit card and they kept asking for my checking account number to verify. They said they were going to make a small deposit and then withdraw it to prove I was who I said I was. This was on their website and not later through the usual phishing emails you get. I do not mind doing the credit card thing, but I am not going to give my checking account number out. So I just send and require post office money orders and forget about paypal. The money order thing is a hassle and slows transactions down about a week, but once you have one you know you have the money and the same about sending - you have proof you sent the money and a fairly good chance or recovering it if it does not arrive.
But also I am an occasional buyer and seller. If I did many transactions a week probably would have to go with it.
No problems, but PayPal does not protect the buyer. If my purchase is more than $100.00. I will only use USPS money orders. Then, I have the Postal Inspection Service protecting my interest if any monkey business goes on.
I have an Ebay Store and have been using Paypal since they started. It is the safest way to pay anyone on line and accept credit card payments. The only issue I have had with them is that if someone makes a claim it automatically puts a hold on the money involved in the transaction. And there is no Real person that works there I dont think. I have been put on hold with there automated answering service for over 30 mins. Just another way for Ebay to make money.
I will not ever use a card on line ...
If the person will not except my check, then I get
a money order.. No big deal.
None of them are fool proof "Repeat None of them"
I dont care how safe people say they are.
It just takes 1 time of and your bank account can be cleaned and polished dry
I have had friends get whacked big time in the wallet
id rather be safe then sorry "ANY TIME" All the time !!!