ATV Insurance?

[ssramage]

Do any of you guys run insurance on your ATVs? I just got a Kodiak 700 and I had Progressive quote it since I have a few policies through them. They came back at almost $600 for the year. Seemed higher than I was expecting.

 

[lonewolf247]

Seems a little high, but the best prices I found were Progressive too. Geico was much higher.

 

[Lilly001]

I have insured an atv with a rider on my Farm bureau policy.
Just like a tractor.
I did it mainly for theft coverage, I don’t recall the other coverages.
I recall the rider was 100$ or so.

 

[ryanh487]

That seems high. I have progressive and my mule sx is just under $300 a year for full coverage with a $500 deductible. Trailer is covered under the policy as well whether the mule is on it or not.

 

[TJay]

Mine was about $300 a year too. My UTV is now six years old so I just cancelled the policy.

 

[Gator89]

I have a liability rider on my policy, $50 per year.

 

[Meriwether Mike]

I have mine with Markel American. Cost is reasonable.

 

[ddw5001]

I have my UTV with allstate, $225 for the year

 

[Deerhead]

I have Progressive for my ATV and trailer. The ATV is $75/yr and trailer $110/yr.

 

[Jim Thompson]

Def high. I was with geico where my vehicles are and my quote was 54 a month. I called a round a bit (a serious pain) and Allstate who I have no history with came in at 165 for the year...full coverage

 

[Tight Lines]

I have Progressive on my Honda SxS 1000-5 and it is around $500 per year.

 

[K80Shooter]

Not sure if they cover them but try Foremost Insurance. They are very reasonable on my 2020 Can-Am Spyder.

 

[K80Shooter]

Ok I looked it up.
They do cover them.

ATV Insurance | Off-Road Vehicle Insurance | Foremost Insurance Group

 

[B. White]

276.00 for a 2021 Ranger with Safeco. I went through an insurance broker with my credit union a couple of years ago and cut most of my insurance costs by about half.

 

[Darkhorse]

I have a 2003 Polaris Sportsman 600, I bought it new. Over the last 3 years I have been working on refurbishing the entire quad. My insurance with Geico, full coverage, trailer included is $99. a year.

 

[JROESEL]

2019 ranger crew 1000 backcountry, valued at 25k, I pay 450 a year with State Farm,
I think it has a 1k deductible, I spend more then that at chick fil a, a year for sure