notnksnemor
The Great and Powerful Oz
Yes.If im workin part time at 65 can i defer enrollment in medicare b?
Part B is not mandatory.
Yes.If im workin part time at 65 can i defer enrollment in medicare b?
This is from memory, so check it out before acting:Dang, postal reform act looks like its going to make postal retirees go on medicare at 65. Its awful confusing. Anyone understand it?
We tried that Advantage route with our FEHB high option plan for a year and didn't like it.By the way, I will add a tidbit that may be helpful. We are already on one of the more robust FEHB plans, NALC High Option. No choice but to keep that because of the heavy medical issues with my family members. So I signed up for Medicare A&B last month, thinking it would be 2 or 3 months before they processed it, which I wanted to happen. Hoping to start in Jan at the earliest. But no.... They processed it immediately, the first time I ever saw that with the govt. Have to pay part B for Nov and Dec.
But anyway, next thing I know I get a mailing from NALC that there's a new option for their members with Medicare starting in Jan 23. A combination of the NALC High Option with a Medicare Advantage plan. So I continue to pay the same NALC premiums (which I was going to do anyway), I am still backed up by the same NALC plan, plus the Medicare Advantage benefits, family members are still covered by the NALC plan, AND they are going to refund $75/month back against the Part B premiums.
I agree, I am going to have to do some research on the coverage and network doctor options before choosing that.We tried that Advantage route with our FEHB high option plan for a year and didn't like it.
The Advantage plan used United and it had different doctors and hospitals and didn't cover quite as good. We dropped it and went back to the plain old FEHB High Option.
Yes confusing indeed. You are correct some FEHP High plans plus a married couple both on Medicare Part B might come up close to 8K. It's insurance and insurance depends on the risk you anticipate. In our case, we probably would get that 8K back from potential bills within the first 8 months of the year due to extensive problems. I know that because of our history over the last 10-15 years. If it was just me to worry about, I probably would risk skipping Part B for a while. But even that is a gamble at age 65 unless you have mega bucks saved up (which we don't). Just a matter of time before my luck runs out and big medical bombs start falling on me as well.Stuff is so confusing, but do i want to pay 8k$ a yr in premiums? No!!! Someone explain why u would?