hipster dufus
Senior Member
This past spring my rates went up, im with travelers. Shopped around, couldn't find anything cheaper. Usaa is way high.
I experienced the same with State Farm.Mark State Farm off the list. I’ve had them on everything I have ever owned. They are great…..until you try to file a claim. My neighborhood had several claims because of a wind storm several years ago. I had tree limbs down and roof damage. They fought me tooth and nail. Their very own contractor told me if I had Farm Bureau Insurance……I would have had instant repairs without the hassle. He worked for several companies and said State Farm was the absolute worst. Loyalty has ZERO to do with it, it’s all business.
I’ve been with Allstate for many years. Got vehicles and homeowners. I’ve always had great service from them and the prices aren’t bad.
I never had an issue with any claim. My State Farm problem is very confusing. My Agent told me that the 3 / 36 month clause got me. My letter stated driving record. I questioned how comprehensive claims are used as driving record. So, turns up a truck I sold was wrecked a day after I sold it. The person that bought it rear ended another car. I kept my tag so I’m still confused as how this was on my record. It took two weeks to get it removed. Fortunately, I made a copy of the title and bill of sale to prove the sale date and had email where I notified my Agent when I sold it - on the day it sold.Mark State Farm off the list. I’ve had them on everything I have ever owned. They are great…..until you try to file a claim. My neighborhood had several claims because of a wind storm several years ago. I had tree limbs down and roof damage. They fought me tooth and nail. Their very own contractor told me if I had Farm Bureau Insurance……I would have had instant repairs without the hassle. He worked for several companies and said State Farm was the absolute worst. Loyalty has ZERO to do with it, it’s all business.
I had been with USAA since 1986, and never made a claim. I carry big deductibles, and just eat minor stuff.
Their price went sky high, and service went down the toilet. Their customer service which used to be excellent, is gone. Takes forever to get a real person on the phone.
I was trying to negotiate a lower rate based on my long standing membership and record, but they were having none of it. Flat out told me that membership was a PRIVELIGE...
You're Fired, USAA. Loyalty my hind end...
With Farm Bureau now, at almost half the rate, with a local agent I've known all my life.