This post may be all over the place. I like many of you like nice things. I make pretty decent money but do have a slew of kids. I bought a camper last yr and doing my best to pay it off. Should be paid off very soon. But looking at interest rates for cars. Not to mention campers and other fun stuff makes me nauseas. Financing toys goes against everything I'm against. But looking at these luxury 60k dollar campers pulled by 80k dollar diesels... I'd love to buy one my family can enjoy. But at what cost. Sure I can make the payments. But at 7% Interest? I am trying to max retirement savings out for my future. I guess I'm alittle envious which is not a good thing. What's y'alls take on financing toys and going into massive debt to live for now and mortgaging the future? I just can't allow myself to do it.