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Old 08-18-2017, 07:41 AM
ssramage ssramage is offline
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Default Medi-Share?

Does anyone here have any experiences using Medi-Share that they would like to share? Looking at potentially making a switch as our insurance continues to rise in cost and decline in quality.

https://mychristiancare.org/
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Old 08-18-2017, 07:53 AM
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SemperFiDawg SemperFiDawg is offline
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Have a co worker that has it and loves it. Doctors love it to. It pays Ca$$$$h.
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Old 08-18-2017, 08:04 AM
ssramage ssramage is offline
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Have a co worker that has it and loves it. Doctors love it to. It pays Ca$$$$h.
Good to know.

I'm really just sick of the insurance game. My wife and I are 29 and pretty healthy. 2 small kids that are healthy too. Other than the routine stuff, we really don't have any major medical expenses.

This year, my wife gave birth to our second son. I pay almost $9k a year in premiums and will still hit my $10k out of pocket maximum for the year. I could have no insurance and would have paid the same amount over the course of the year...It's CRAZY!
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Old 08-21-2017, 07:52 AM
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SemperFiDawg SemperFiDawg is offline
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Originally Posted by ssramage View Post
Good to know.

I'm really just sick of the insurance game. My wife and I are 29 and pretty healthy. 2 small kids that are healthy too. Other than the routine stuff, we really don't have any major medical expenses.

This year, my wife gave birth to our second son. I pay almost $9k a year in premiums and will still hit my $10k out of pocket maximum for the year. I could have no insurance and would have paid the same amount over the course of the year...It's CRAZY!
Most hospitals will heavily discount a bill for cash payment up front. Some up to 85% off. It's the people with insurance who are paying that 85% difference. When I was young and starting a family, I didn't carry insurance. Once had a 10K bill. Negotiated with hospital for 2500. Went to bank. Borrowed 2500 and paid hospital. Lot cheaper to make loan payments than insurance premiums.
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Old 09-02-2017, 11:04 AM
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StriperAddict StriperAddict is offline
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Never knew this plan existed. Gonna give it a look, thanks
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Old 09-12-2017, 07:01 PM
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mattuga mattuga is offline
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Quote:
Originally Posted by ssramage View Post
Good to know.

I'm really just sick of the insurance game. My wife and I are 29 and pretty healthy. 2 small kids that are healthy too. Other than the routine stuff, we really don't have any major medical expenses.

This year, my wife gave birth to our second son. I pay almost $9k a year in premiums and will still hit my $10k out of pocket maximum for the year. I could have no insurance and would have paid the same amount over the course of the year...It's CRAZY!
Check out Liberty Health Share, another Christian based share medical plan.

I was paying $440/month to BCBS of GA and my company got a new credit card without me switching on file (self employed), as a result a payment was missed and I was dropped. Completely my fault, no blame on insurer for dropping me legally. That said I am a 34 yo healthy guy and they only paid $35 into a Medi Clinic visit over the last 3 years. That's it. After me paying nearly $10k total in premiums and they've paid out $35. I am a cash cow but dropped like lead balloon over 1 missed payment after 3 years on time? That is crazy crazy, not even a phone call to break up .

After that I signed up with Liberty Health share with a WAY better plan for $199/month, 100% covered up to a million per incident - that coverage kicks in after I spend $500 in medical costs for the calendar year. It is an incredible deal. My wife has coverage at work but I think it would even be better to get her switched too. I had a customer service rep that was top notch, Kenneth Blubaugh 234-458-0129 is his direct line, he will answer every question you have. Main line is 855-585-4289
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Old 09-15-2017, 01:11 PM
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Madman Madman is offline
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Originally Posted by ssramage View Post
Does anyone here have any experiences using Medi-Share that they would like to share? Looking at potentially making a switch as our insurance continues to rise in cost and decline in quality.

https://mychristiancare.org/
I'm not on Medi-Share but I do belong to Christian Health Care Ministries. It costs me $150 a month plus $40/year for unlimited coverage. There is a $500.00 deductible, that I have never met.

Everyone I know who is on it loves it, one fellow had a hip replacement and the other had heart surgery.
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