There may be some gray area as to what that umbrella covers. Some only cover accidental gun discharge. I mean if you were found innocent of manslaughter but guilty in a liable court? Plus does that umbrella cover your lawyer's fees?First I've heard of concealed carry insurance.
I carry a liability umbrella policy that covers me and everyone that lives with me.
$1M coverage for $300 a year.
There may be some gray area as to what that umbrella covers. Some only cover accidental gun discharge. I mean if you were found innocent of manslaughter but guilty in a liable court? Plus does that umbrella cover your lawyer's fees?
I don't know either, just trying to learn.
I'm just trying to see this in today's world and the way people think about guns nowadays. Many Lawyers are anti-gun. I'd rather have a lawyer that is pro-gun and pro-2A in my court. I mean if I'm found guilty, that umbrella policy may not cover even in a Civil Suit that follows. Part of what you get with the Carry policies are lawyers.
Let's say I'm raking leaves and this guy runs past me and my neighbor says "stop that man, he just raped me." I pull my weapon and tell him to stop. He then runs towards me. At that point I have to either run or shoot. Suppose I shoot and kill and later find out he did not rape my neighbor? I've just committed manslaughter and if found guilty, my Umbrella policy may not help in either my criminal defense or my civil lawsuit.
I'm not an attorney but it's my understanding that if you shoot someone, even if you are found innocent of a criminal act, the dead guy's estate or the live guy can still sue you in civil court for any number of things. In Florida we have the "Stand Your Ground" law but even when that applies you can still be sued in civil court so I've heard.
As a friend once told me, "You can sue anybody for anything at anytime as long as you can find a lawyer who'll take the case."
How much does it cost? I despise places where I can't see how much it is without giving them my information...We both have US Lawshield. Looked like the best affordable option for us. And they did a free half day at the range event a couple of months ago, that was cool.
https://www.uslawshield.com/
Thank you for the follow-up!with some discounts from signing up at a basic handgun law seminar thing we paid 350 for the year. They are legit and so far the events and online podcasts are very informative. Plan on renewing in Dec for sure.